Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Rodak

Embrace Pet Insurance provides a very easy paperless online claims procedure

Our dog has been to the vet a lot lately, and being able to upload the discharge notes onto the Embrace website makes insurance reimbursement very easy. I highly recommend Embrace Pet insurance.
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4

out of 5

POSTED: | BY: Olivia Flores

Embrace has reimbursed me for my dog's…

Embrace has reimbursed me for my dog's last claim, not at a 100 percent coverage but at least something. His vet is very expensive and every time I take him there, I end up with a 300-to-500-dollar bill. So, this insurance company helps a little bit. I wish the deductible wasn't so high and be reimbursed for at least 90 percent instead of 80.
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5

out of 5

POSTED: | BY: Sandy Brandt

Embrace is the BEST pet ins. out there

Embrace is the BEST pet insurance out there. I have other pet insurances for my dogs, but Embrace is the best one that's why I chose them.
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5

out of 5

POSTED: | BY: William Pagonis

great customer service Fast responds…

great customer service Fast responds to questions
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5

out of 5

POSTED: | BY: AK

Stop looking for pet insurance

Stop looking for pet insurance! Embrace is the best. I have a dog with a chronic condition and Embrace has been there very step of the way.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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