5
out of 5
POSTED: | BY: Lisa Taraschi
Easy to enter claim
Easy to enter claim. I'll know better when I see the reimbursement.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,322
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: David Watson
So Far - So Good
After spending tens of thousands of dollars on orthopedic fixes for an old Doberman years ago, we get all of our dogs covered by insurance as soon as they're eligible as young puppies. This minimizes the risk of any problem being denied coverage because of a pre-existing condition as the dogs age. Embrace has been our go-to pet insurer for almost 20 years. One of our current pack - an almost 6 year old Frenchie was diagnosed with an awful form of encephalitis at 2 years. With care from an amazing neurologist and a little chemo every month, this dog is blind in one eye but otherwise is a spunky troublemaker that loves to play and walk. Except for a once/year $750 deductible and a 20% copay, Embrace covers all of this dogs treatment, reimburses promptly, and has been a life saver...literally. Don't delay getting coverage and strongly consider Embrace. The Embrace team has been an unwavering partner through our dog's bumpy journey.
5
out of 5
POSTED: | BY: Davis Hawn
Simply the best!
I train and depend on Service Dogs. When they are sick their human partner suffers. EMBRACE pet insurance is the best out there....all of my 10 Labs are insured and bills exceeding 10k were paid without question..90% $200 deductible. I will never have a dog without Embrace pet insurance. Its my promise to the canines that make life possible!
5
out of 5
POSTED: | BY: Dan G
Embrace has helped keep Muffie healthy…
Embrace has helped keep Muffie healthy for a long time. It's easy to upload things with my phone.
5
out of 5
POSTED: | BY: Andriana Fusco-Stillwell
submit claim
everything was very easy to submit my claim
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.