5
out of 5
POSTED: | BY: Necole Fryar
Very pleased with claims process, so far... 😊
Submission and processing of my claim was seamless. Very pleased.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Donna Bath
Rapid response on claims,and refund…
Rapid response on claims,and refund issued.
5
out of 5
POSTED: | BY: Barbara Ann Stiffey
In my time of sorrow with the passing…
In my time of sorrow with the passing of my cat. They were very quick to act on my claim. I recommend them highly.
5
out of 5
POSTED: | BY: Steven Irvine
Submitting claims is easy and quick
Submitting claims is easy and quick. Thank you!!!
5
out of 5
POSTED: | BY: MB Gay
Embrace is a model for responsive and timely requests
Recently our beloved pet contracted pneumonia and needed a 7 hour hospital stay that included a chest X-ray, intravenous fluids and medications. The process for filing a claim with Embrace was seamless. The response time was fast and we were reimbursed within a two week period. The pneumonia persisted for six weeks so several follow up chest X-rays and continued oral medication continued throughout. Again the process for filing the claim and getting reimbursed was straightforward and timely. I wish all insurance claims were as streamlined. Thank you, Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.