Embrace | Pet Insurance Review

The rate for my two dogs went up just after one year, now on year two. As of right now neither dogs are high maintenance and just this last two months did I ever reach the deductible for one dog. I do not understand why the monthly rate would rise when I had not asked for major coverage of anything from Embrace.

I have been with Embrace for 8 years now. Service has always been top notch. Recently it seemed one of my claim submittals was missed. I waited a while (actually a few months) and finally called. They were quick to acknowledge that it was somehow not addressed. It was quickly processed, and I received my wellness claim benefits within a couple days. Ryan was awesome and did not back pedal on their oversight.

Pet insurance is something you never hope you have to use. However if your pet is your "child" and truly part of your family, then having insurance for them is a necessity. Too many times have I been in an emergency vet clinic and seen pet parents face an agonizing decision for their fur baby when it comes to a financially devastating expense for treatment. I never wanted to be in that situation. Insurance is a necessary evil. It's better to have it and not need it, than to need it and not have it as the saying goes. So having a reputable and competent provider is a must. Embrace is that company. Their affiliation with USAA gives you confidence that they are a legitimate service provider. Their website is user friendly. Their customer service is friendly (and U.S. based from what I have experienced) You can customize your policy to fit your pet(s) needs. You can tweak your policy to get a premium/deductible that works for your budget. Claims are straightforward and easy enough to submit. Bottomlime, Embrace is an all around great company. I checked out many others before settling on them a few years ago. Since then I have been perfectly happy with them. They give you peace of mind when it comes to something as stressful as pet insurance. I would fully reccomend them other pet parents!

I just signed up for embrace pet insurance for my new puppy. I just submitted my first claim today and it was extremely easy. I haven’t reached my annual deductible yet but I’m sure they pay you back in a timely fashion, once you do meet it. They have a lot of options to choose from too… you can choose your annual deductible, annual reimbursement limit, and your reimbursement percentage. You also have the option for exam fees and prescription drugs. Depending on how you make your annual plan these add-on’s are cheap and worth it. The only thing that I have found annoying is that I’m still waiting to hear back about a name change I requested twice. Other than that, everything is great

My dog Bailey has been embraced for almost 10 years. They are a wonderful company and always process claims quickly. I would highly recommend them for your furry family member.