Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Ann P

Unless your dog is a puppy do not recommend

Embrace has been great for my fist dog that we got as a puppy they have covered everything. Completely different story with a dog we recently rescued who has medical issues. It took a couple days to get through to an agent to ask them questions about what would be covered. Usually the agents are really helpful and nice, this time it was like talking to a wall and having to pry information out of her. Definitely will continue coverage for my one dog but probably canceling the insurance on the other
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5

out of 5

POSTED: | BY: Debra Adkins-Johnson

Such an easy insurance to work with

Such an easy insurance to work with. Quick payments.
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5

out of 5

POSTED: | BY: Gina Scott

Embrace has been very easy to work with…

Embrace has been very easy to work with and service, when needed, has been great!
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5

out of 5

POSTED: | BY: Sherri

Happy I Chose Embrace

I am so happy to have Embrace Pet Insurance, as it even covers my senior dog Leon's hydrotherapy and laser therapy sessions to help his arthritis.
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4

out of 5

POSTED: | BY: Fred Davis

Great Service

I haven't used it often,but when I do whatever is covered is paid promptly
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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