Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shivani Hamilton-Seth

Absolutely fantastic

Absolutely fantastic. People who listened, expedited things for us to help, and were compassionate about our situation.
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5

out of 5

POSTED: | BY: Amanda DiDomenico

Quick and Easy!!

We had to take our GSD to the emergency vet because he decided to eat a whole corn on the cob off the counter. After leaving with our pup I was able to submit a claim on the app that was quick and simple and once all information was submitted we had our reimbursement within 2 days!! Super simple and quick process!!
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5

out of 5

POSTED: | BY: David Lagesse

GREAT Online Submitting of Claims

The latest method of online submitting of claims is quick and painless. No paperwork to fill out or send in! Just need the veterinarian's receipt for the service rendered. Just enter a few details right off the receipt!
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5

out of 5

POSTED: | BY: Beth Mielcarek

Great service, no hassle and stand by their policies!

I made the decision when both of my dogs were young to invest in pet insurance. I work in the health care field and wanted to ensure that if something happened to one of my beloved pets that I would be able to care for them. I did a lot of research and chose Embrace. I am so thankful I did. One of my pups needed surgery, and it happened when I had some financial stress myself. They were so professional, answered all my questions and responded quickly! They make submitting a claim easy. Great company and staff!
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5

out of 5

POSTED: | BY: R Mart

Embrace has been absolutely amazing!

Embrace has been absolutely amazing during this difficult time. My dog was recently diagnosed with AA luxation and it has been extremely costly. They have covered every single thing and it honestly has been hassle free. I would recommend that everyone have pet insurance when owning a dog but especially with Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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