5
out of 5
POSTED: | BY: Suong Bilodeau
It was very easy to make a claim with…
It was very easy to make a claim with my phone.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: SHARON LG
Embrace Pet Ins has excellent reps who…
Embrace Pet Ins has excellent reps who care & Listen. They make our experience simple when calling about our animals. 😁😁
5
out of 5
POSTED: | BY: Tessa Miller
Loving having Embrace Pet insurance for…
Loving having Embrace Pet insurance for my Pomeranian. Only had to use it once so far and they were awesome. It’s nice to have a peace of mind knowing they will be there for us if an emergency happens for my fur baby.
5
out of 5
POSTED: | BY: TA
I was impressed with how quickly…
I was impressed with how quickly Embrace handled my claims as well as by the email I received offering condolences and providing an update on my account status once it was closed, which I did not expect.
The only thing Embrace could improve would be to offer direct deposit for claim payments instead of payment by check. Thanks.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.