Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,775

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Cannon

Friendly and knowledgeable doctor and…

Friendly and knowledgeable doctor and staff. Treat my Buddy with care and consideration
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5

out of 5

POSTED: | BY: Gerald Levin

VERY EASY

I WAS SO HAPPY TO UPLOAD MY FIRST CLAIM WITH EMBRACE PET INSURANCE. THE PROCESS WAS SO EASY, NO COMPLICATED FORMS TO FILL OUT, THANK YOU!
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5

out of 5

POSTED: | BY: Cara N

This is my second embraced pet

This is my second pet, and 10th year as an Embrace customer. I have had nothing but great experiences. Quick reimbursement and quick communication. I could not be happier
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5

out of 5

POSTED: | BY: Pam Bakel

Had an issue with pre-existing…

Had an issue with pre-existing conditions and Embrace responded timely and looked into fully. Price increase for second year was not too bad. Had hoped for not much of an increase given no needs in 2022 and the dog is young but there was an increase.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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