5
out of 5
POSTED: | BY: Stuart Noble
Very easy online process with a very…
Very easy online process with a very timely payment .
Thank you
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4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nicholas Jubak
English bulldog hit by car
My 1 year old English bulldog was ran over by a car recently. On a leash, in broad daylight. Just a tragic event due to a driver not paying attention. “Luckily”, he lived and he came out of it with some scrapes and a broken leg. Needless to say, the ER visit, the vet the next day, and the surgery a week later, added up to about 10k total. I submitted each claim as I received the invoices, and Embrace was there to help every step of the way. Everything was covered from the X-rays, to the surgery. Not having to worry about money made this (already) stressful event, a little less stressful. I didn’t even need to pick up the phone or send an email. I used the app, took 2 minutes to fill out a very easy to use claim, and had the money in my account a few days later. I was very close to not getting pet insurance, but I am VERY happy I did, and I’m even more happy that I went with Embrace.
5
out of 5
POSTED: | BY: PCM Seven Million Miler
Major surgery experience
We had to take one of our puppies to the vet hospital for emergency surgery for a herniated disk. Lots of vet bills, surgery bills, etc. for the initial scan, MRI and surgery, post op visit, etc. Embrace was great getting everything processed and paid promptly. I was very pleased with speed and responsiveness, a marked increase from a couple of years ago
5
out of 5
5
out of 5
POSTED: | BY: Denise
Excellent customer service!
Very easy to work with and file a claim. I have a German Sheperd who has had some issues and never a problem getting a claim filed and paid. She did have a UTI at 10 weeks before I had insurnace so it is something that they will not cover because it is pre-existing, which is understandable.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.