Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,774

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy Janusauskas

Every time I talk to some one they are…

Every time I talk to some one they are very helpful and knowledgeable I always recommend this insurance
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5

out of 5

POSTED: | BY: Matthew Henry

When the price per month went up I…

When the price per month went up I wanted to cancel it. However when my boy had an emergency and it cost a lot, they did what you want them to do and payed most of the bill. Thanks for that!
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5

out of 5

POSTED: | BY: Terrill

We have had Embrace insurance for our…Goldendoodle Sophie

We have had Embrace insurance for our Goldendoodle the past year. During this time we have had to use it a couple of times. Embrace has paid the claims promptly. I read that pet insurance is most important in the first few years. So far no issues with Embrace
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1

out of 5

POSTED: | BY: KEE

Horrible Company keep your money…

I had a year of nothing but hassles while my pups were undergoing surgery and throughout their recovery. I had their entire medical file sent to them my vet had to write up in further detail about spaying procedures I filled out the early form for ortho n they said it wasn’t received so when my pip injured her knee she wasn’t covered. WASTE OF MONEY!! Do yourselves a favor get credit care for your babies and put the premium payment money you’d spend on Embrace your own fund for your fur babies because none of that money will be reimbursed to you for their care when you put in any claims!!
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5

out of 5

POSTED: | BY: Donna Bly

Very easy to file claims on websites

Very easy to file claims on websites. Anytime I have called they were always courteous and helpful.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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