Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,774

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael D Kutella

Added a New Rescue Kitty

I have had Embrace Pet Insurance for two years now. They have always been there for me when I had questions about my pet care. When I needed to add my newest rescue cat, I called them to see what I needed to do. The representative walked me through the process and I was finished very quickly. I’m happy knowing that my new kitty is covered for his health and wellness and any emergencies that may arise.
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5

out of 5

POSTED: | BY: Rangeralh

Super Easy

Ease of filing a claim and speed of payment
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5

out of 5

POSTED: | BY: Toni Thatcher

this website is so easy to work with…

this website is so easy to work with and the turn around time is fast.
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5

out of 5

POSTED: | BY: Madeline Carol Winkleman

Perfect fit pet insurance

This company is extremely professional and well priced. The coverage options are available for any budget and they are very knowledgeable. I would recommend them and have to everyone I know.
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5

out of 5

POSTED: | BY: Anne Lee

Embrace made it extremely easy for me…

Embrace made it extremely easy for me to file claims. The turn around time to be reimbursed is short. I have more time to focus on my dog and not have to worry. Thank you Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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