5
out of 5
POSTED: | BY: Frank M
Thank you for taking care of Finley!
Thank you for taking care of Finley!
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,000
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Heather Brostrand
Excellent customer service
I used Embrace for my kitties years ago. We now have a puppy and it was so easy to get her insurance through Embrace. Their phone representatives are knowlegable, friendly, and professional. They understand insurance and how much we love our pets. I appreciate their extensive training.
5
out of 5
POSTED: | BY: Michelle Hunt
Helpful in every aspect
Everything the past few months with Embrace has been great. Our two year old was recently diagnosed with a disease that requires a lot of vet visits filled with testing and bloodwork and medication. Embrace has worked so well with us and has reimbursed 80% of majority of our visits and continues to be helpful as issues arise. I am thankful I have this company for my dogs insurance
5
out of 5
POSTED: | BY: Evelyn Resseguie
my experience with Embrace Pet Insurance
Embrace has been easy to deal with: the claims personnel have been courteous, patient with me, and my Embrace reimbursements have been fast and accurate. I would recommend Embrace Pet Insurance.
This is our first experience with pet insurance and we're so glad we enrolled in Embrace coverage for our two dogs.
4
out of 5
POSTED: | BY: Selene Esposito
easy to submit claim,
easy to submit claim,
Takes long time to get someone to answer the phone though .
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.