Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carol

This company makes claim filing…

This company makes claim filing unbelievably easy! I can get it done at a stoplight when my vet sends me the bill via email! Thank you, Embrace!!
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5

out of 5

POSTED: | BY: Will

easy peasy

very easy to manage claims; quick response
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2

out of 5

POSTED: | BY: Pat Cas

Have been waiting two months for my…

Have been waiting two months for my first claim. Sent all documents requested and still waiting. I did have a good experience with customer service. Hopefully she will follow up like she said she would. I pay a lot of money for insuring my pets. Things should be handled in a timely manner.
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5

out of 5

POSTED: | BY: Lyla McCauley Burnor

Good with multiple invoice pages

The claim submission process handles multiple invoice pages really well. My invoice was emailed to me as one .pdf. Even though it had more than one page the web site handled it and recognized both pages.
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5

out of 5

POSTED: | BY: B. Kramer

Filing a claim was easy Peezy.

I thought making a claim online would be a pain in the neck because I’m not that tech savvy. I found filing a claim with Embrace to be easy and quick, which was a big relief for me. I made my claim and within days I had money deposited into my account. The customer service was great, efficient and very friendly. I was totally impressed by my experience and I am very happy with Embrace Pet insurance
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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