Embrace | Pet Insurance Review

Fantastic company !! They are well informed and listen to the client. In addition, they are quick when we submit a claim.

So far, my experience with Embrace and the claims process and timely response has been just terrific. Unfortunately, a few items are not covered such as Hyperbolic Oxygen Therapy post-surgery along with some minor meds like probiotics (which are trivial in cost anyway) but I suppose it's understandable as these items are not too costly and are technically subjective as to benefits. It is funny that chiropractic is covered though. Regardless, the major expenses have ALL been all covered subject to the deductible and co-insurance I chose, so no surprise there. Ruperts bills have been around $32,000 thus far and we're probably not done. So far, I've been on the hook for around +/- $5,000 or so out of pocket (including the HBOT therapy and probiotics). In my opinion that represents an extraordinary value for my premium dollar and more than exemplifies the purpose of having insurance in the first place. This is the second pet that I have had covered with Embrace and, unfortunately, in both cases coincidentally they both developed the same condition and my experience with Embrace has been outstanding for both.

It is refreshing to visit a website which makes the process of submitting a claim so easy and straightforward. It honestly only took me about two minutes today. Also, the last time I submitted a claim I received payment very quickly. Thank you so much!

Fast and efficient.

Love how easy it is to upload invoice when submitting a claim!