Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,000

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Millie Nicholson

The Best

I have looked at all insurances and EMBRACE PET INSURANCE came out on top what they offer and when i called them they answered all my questions and were very friendly and helpful and professional and when i had to file a claim they were very helpful and timely would recommend this insurance above all the other's i am so happy that i have chosen EMBRACE PET INSURANCE
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5

out of 5

POSTED: | BY: Amanda

very easy to use

very easy to use! convenient and easy system
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5

out of 5

POSTED: | BY: Dino Trevisani

Easy to file a claim and very fast a…

Easy to file a claim and very fast a reimbursement. I am very pleased with this insurance and with Embrace.
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5

out of 5

POSTED: | BY: Cs

Goldendoodle puppy

Embrace has now covered 2 unrelated claims for our almost 1-year-old goldendoodle. Very easy to submit claims and very quick to receive reimbursement.
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2

out of 5

POSTED: | BY: Anita

Premium rises every single year exorbitantly

I have had the insurance for several years. It started out at $55 a month and it is now $165 a month over 5 years. It just keeps going up and up. It's really wrong!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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