1
out of 5
POSTED: | BY: Paul Sherburne
Getting worse with each claim
Getting worse with each claim. Wellness plan is a SCAM and NOT recommended.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,771
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Trod
The Staff is very professional and has…
The Staff is very professional and has knowledge of every detail and explanation for the customer about their claims witch made me feel that everything was in order.
5
out of 5
POSTED: | BY: Roxanne Pendleton
Very easy to submit claim and claim was…
Very easy to submit claim and claim was reviewed and completed in a timely manner
5
out of 5
POSTED: | BY: Eva Feldman
Smooth as silk claim filing process!
We are fairly new to Embrace, and we have found the claim filing process to be quick and as smooth as silk. So far, we are very pleased that our two precious standard poodles have health insurance coverage under Embrace.
5
out of 5
POSTED: | BY: Mike Brady
Been using Embrace for a few years now
Been using Embrace for a few years now. Heard of them through USAA. I’m happy with the service
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.