Embrace | Pet Insurance Review

I’ve had Embrace for nearly 15 years on numerous dogs and was an ambassador for the company. Over the years, coverage has been cut while premiums have consistently increased. I find it unconscionable that beneficial procedures such as shock wave and electro-acupuncture are denied. My state allows 30% increase yearly and Embrace has raised by that amount each time the policy renews. I’ve had to increase deductibles and decrease coverage in order to afford the insurance. I pay more for it than I do my own insurance! On the upside, claims are processed quickly and the employees are pleasant to deal with. I, however, will change to another insurer with my next dog. Trupanion has a wonderful reputation within my dog breed. I will look seriously at that company.

1st time user, but no issues here submitting my claim for the boys. Thank you!

Customer service representatives are respectful of your time and professional. Didn't feel judged when I decided to cancel my coverage.

I love having Embrace for my dogs. They don't make anything difficult, the app is easy to use, and they always have my back. Thank you Embrace!

Without Embrace Pet insurance, I would not have been able to afford my dog's necessary medical treatments. I don't even want to think about what would have happened to him if we didn't have Embrace. Their claims service has been wonderful. I'm so glad that I purchased a policy for all 3 of my dogs.