Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: John Winters

Embrace is a bad pet insurance

Embrace is a bad pet insurance , my dog Sheba didn’t get no help, and I sent all documents from my veterinarian, not even prescriptions and free exams and they are absolutely not worried about your wholesome pet and now I had to put my Sheba girl down and euthanized she help me veteran with my disabilities everyday now she is in dog heaven no help from this organization
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5

out of 5

POSTED: | BY: Marc S.

Thank you for such an easy process and…

Thank you for such an easy process and assistance when necessary.
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3

out of 5

POSTED: | BY: William Klein

The coverage was decent but certain…

The coverage was decent but certain things were always preexisting and didn’t cover. I was greatly upset and surprised with a hefty rate hike. Had to make a change.
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5

out of 5

POSTED: | BY: V Hall

The Embrace App is Super Easy to Use

The Embrace app makes it so simple to submit claims and documents and the processing of claims is very fast with excellent communication throughout the process. I’m very pleased with this pet insurance company.
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5

out of 5

POSTED: | BY: KE

Having my back.

I’m thankful that embrace contacted my vet for the notes needed to process the claims. I was fully reimbursed for my sweet boys passing and the visits that led up to his last day. Thank you for having my back.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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