Embrace | Pet Insurance Review

I started my policy with Embrace when my pup was 8 weeks old. He is now going to be covered for his 3rd year and my premium increased by 52% ($96 to $146 per month!) mind you all he has had aside from regular wellness checkups is an ear infection and a questionable lump. The reps are friendly and knowledgeable but at this rate, I will be priced out in 2 years. I don't buy the info they provided of it being based on the dog's age, policy tenure and inflation in the area. Maybe that's how they make their money though? They provide a great price to newcomers and price out those with tenure after the rates become ridiculous. I'm not interested in downgrading my coverage but I am also not interested in pay 50%+ extra each year. Reasonable increases are expected but this is insane.

Very happy with our experience. We had an unexpected emergency happen and a large Vet bill. You covered it. We got our money quickly. Thank you!

Tremendous customer service, fast response, highly communicative and transparent- Simply awesome support.

Long story short, our 2 years old cat Grizzly had 3 ER visits, 1 major urinary blockage emergency surgery in less than 4 months. Luckily we got Embrace insurance when he was 10 weeks old, the monthly premium cost was very reasonable. Embrace website is user friendly and it takes less than 10 minutes to make a claim online. We are so lucky that we picked Embrace insurance. Now, we have a health cat and a happy life.

I would give Embrace 10 stars for the way my claim was handled if I could! My claim was handled quickly and efficiently; my covered portion was deposited into my account in under a week!