5
out of 5
POSTED: | BY: M CC
Could not be happier
Could not be happier with the product and service
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,867
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Mic
Don’t think they actually reimburse
Don’t think they actually reimburse. Been on this insurance for more than a year, never made any claims. When my cat had an accidental and went to ER, I made a claim but kept getting need medical history notifications, sent several times and still didn’t hear back. I canceled the policy. Had better experience with a different insurance, will go back to that one if I ever decide to purchase again. Just don’t think it’s necessary anymore. All the premium I paid may not be that different from whatever medical expenses I may incur.
5
out of 5
POSTED: | BY: Pat
They took care of bill quickly
They took care of bill quickly. Contacted me to send invoice. I had accidently sent estimate copy. As soon as it was received they sent me my reimbursement.
5
out of 5
POSTED: | BY: Tammy M
Quick claim payment
I submitted my claim and within a few weeks I received a check for claim.
5
out of 5
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.