5
out of 5
POSTED: | BY: Trisha Yost
Easy to Submit Claims
Easy to Submit Claims
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Debby Ludwig
Easy Peasy Claims
This was so easy and uncomplicated to complete. I have been moving and had a few months worth of bills I had to find and submit. I was able to do it all at one time and not have to worry about it again.
1
out of 5
POSTED: | BY: William Gearhart
Large
Large, uncompetitive, premium increases without an improvement in benefits. Reviewing alternative programx.
5
out of 5
POSTED: | BY: Jane Bentley
Efficient and very compassionate service
Embrace promptly reimbursed me for the $6200.00 i had laid out during the terrible last 48 hours of my beloved cats life. In addition I received a beautiful card embedded with wildflower seeds to plant in her memory. My daughter just signed up for her dog this week and I would recommend their services to anyone who is interested in having funds to help their pet in an emergency
5
out of 5
POSTED: | BY: Robert J Allen Jr
Everything was perfect and excellent
Everything was perfect and excellent
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.