Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,749

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alejandra Duran

It was very easy to make the claim

It was very easy to make the claim, the coverage and everything was according to the policy and what I understand it would be
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5

out of 5

POSTED: | BY: customer

This was my first claim

This was my first claim. I have to say it was all smooth going. I have 4 cats insured and so glad I chose Embrace.
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5

out of 5

POSTED: | BY: Danielle - Houston, TX

Sending in/making claims is so easy and…

Sending in/making claims is so easy and the response process is so quick!
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1

out of 5

POSTED: | BY: Dc

It lasted months for the first claim

It lasted months for the first claim. Very poor response on follow up
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5

out of 5

POSTED: | BY: Diana Jones

The service here is amazing i have 2…

The service here is amazing i have 2 fur babies and ive had Embrace insurance to cover them both. We got a new Fur Baby last year in June and without insurance there is no way we could of covered the cost the fur baby had ear infections and the cost of that and just the requirement for her to get all her shots was costly but thanks to Embrace it was all covered, Just the wellness alone it’s worth it and more. We are spoiled Kaiya & Kayla have Grooming’s every month then I get back the money I paid, its like Embrace is paying me regardless i love embrace,and the employees are outstanding they are personal and knowledgeable and willing to help whenever. Thanks Embrace the Jones family love you❤️❤️
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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