Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erick Polaco

Diesel nose squamous cell carcinoma

Awesome experience with my 10 year old german shepherd. He was diagnosed with a nose tumor and embrace helped with covering it with no issues. Only thing is I would recommend getting more than you think you will need.
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5

out of 5

POSTED: | BY: PATTI

Breeze

Wonderful company to deal with. Fast response to claims. Thank you Embrace.
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4

out of 5

POSTED: | BY: Minwoo Song

The app is somewhat slow

The app is somewhat slow
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5

out of 5

POSTED: | BY: Alisa Landman

Submitting Claims is Easy!

I love the ease of submitting claims. I rescued a standard poodle and not knowing much about her past care, I felt it important to have coverage for possible potential medical needs. Embrace has been fabulous so far. I'm so glad that I have peace-of-mind knowing that I have help meeting her medical expenses.
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5

out of 5

POSTED: | BY: Ellen Blodgett

Renewing the Plan

I had to call Embrace to inform them of my new debit card for payment . My dog's policy is due for renewal in the next week so I had to call them with the information . The consultant was courteous and efficient . I was able to complete the transaction quickly.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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