Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teddy

Very satisfied

Embrace was the first company AND time we ever purchased pet insurance through all the years of owning pets. SO FAR I have not had any issues with Embrace and their customer service is top shelf!! They are responsive and have covered appropriate portions of my vet bills (minus my deductible). So far so good and would recommend them or at least consider when looking for pet insurance.
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5

out of 5

POSTED: | BY: Yaneth M.D

It is a site that is easy to follow and…

It is a site that is easy to follow and no headaches. Thank you.
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5

out of 5

POSTED: | BY: MATT

Claims process was quick and easy

Claims process was quick and easy. Website made it easy and clear.
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4

out of 5

POSTED: | BY: Terrence S.

Speaking with Customer Service

Speaking with Customer Service
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5

out of 5

POSTED: | BY: James Collum

Fast, reliable service

First time I’ve ever filed a claim since I’ve had this policy and I’ve had it for years. My little buddy has been having back issues lately, that comes with age. My claim was handled quickly and very pleased with the service I’ve received. Insurance is the one thing you don’t need, until you need it. If you own a pet, I recommend Embrace Pet Insurance.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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