Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: K Pearl

This was much easier than expected and…

This was much easier than expected and worth every penny when I needed insurance.
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5

out of 5

POSTED: | BY: Jessica Oconnell

Double Cervical Spinal Surgeries OH MY!

My dog Rune had to be taken to a Vet School 7 hours away to be seen by the boarded Neurologist for symptoms of difficulty using one of his legs and neck pain that came on out of no where. He spent about 11 days in the hospital and had not 1 but 2 cervical spinal surgeries while he was there. His total bill was just over 12 thousand dollars. I was so happy that I had him insured and that we were reimbursed a little over 10 thousand dollars from this very stressful and expensive event. As a licensed Veterinary Technician I always discuss the importance of pet insurance. I am so happy to have an insurance company I trust from first hand experience to recommend to my clients for their pets as well. I am happy to say that Rune is doing amazing post op. His incisions have healed and he is so happy and most importantly he is pain free!
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5

out of 5

POSTED: | BY: Deborah Peterson

Always expeditious concerning claims.

Always expeditious concerning claims.
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5

out of 5

POSTED: | BY: Cary Hudson

Very easy process

Very easy process. Was quick too!
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5

out of 5

POSTED: | BY: Ashley Cornelius

Best Pet insurance

Embrace handles my claims with a fast turnaround. I haven’t had any issues with this company. The app makes everything easy to upload and also view your status and benefits. They have saved me so much money especially since the puppy stage is the most expensive. I just want to say thank you
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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