Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Arnaldo Gregory

4 girls and new policies…

I have been a Geico (car) insurance client for over 20 years. While I’ve had my 4 Malteses insured with another company for over 15 years, I was notified of an unacceptable increase in the coming months. As they were not helpful in trying to not loose 4 policies, I looked around and came across Embrace by Geico. The agent I spoke to, Riley, was understanding and quite helpful in explaining the plans at Embrace so I could choose best for my 4 girls. It was a very positive experience and gave subsequently recommended to my sister who has 2 Malteses and will also make the switch to Embrace.
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1

out of 5

POSTED: | BY: Diana Kepley

Wanted to change my billing date and…

Wanted to change my billing date and the customer service rep I spoke to told me they can’t do that. What kind of service is unable to change the billing date?
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5

out of 5

POSTED: | BY: Gilbert Polina

I'm a Believer !!

I am 73 years old and had many pets in my life. I was always skeptical of pet insurance. In my older years I felt it was time to give it a try and I can tell you EMBRACE HAS MADE ME A BELIEVER !! I am so grateful for your relief at this critical time! Your phone assistance is five star, your Website is five star, your communication and service is five star!! Thank you so much.
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1

out of 5

POSTED: | BY: S O Anonymous

Monthly payment DOUBLED. Avoid continued business with this scam.

I haven’t had any claims in over a year, since I started this insurance. Yet my coverage DOUBLED from $54 a month to over $100 a month. What an absolute disgusting rug pull. I’ll be actively shopping other insurances.
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5

out of 5

POSTED: | BY: Vicky Claycomb

Claims were reimbursed quickly

Claims were reimbursed quickly. Didn’t like your pre- existing condition.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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