Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductibleâ„¢, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marisa Anderson

Embrace our Guardian Angel

Embrace is like my extended family, offering support through the ups and downs. They play an essential role in caring for your furry companions. From the day you bring your pet home until the day you say goodbye 😢, be confident that Embrace becomes your Guardian Angel, providing the best care for your furry baby.
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5

out of 5

POSTED: | BY: Joshua Borem

Embrace has been very helpful to…

Embrace has been very helpful to medical care of our two chihuahuas and to our family finances. The customer service is good too. My only suggestion is that the web site is a little difficult to navigate when I have multiple claims in process at one time. Needs a better dashboard. Two thumbs up and five stars for Embrace!!
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5

out of 5

POSTED: | BY: Iggy’s Parents

Lymphoma client

The first claim you submit for non-yearly wellness treatment takes about 2 months to process, after that it's a breeze. One of our girls has lymphoma and working with Embrace has been very easy. We don't have to worry about the cost of her treatment, just worry about taking care of her. Embrace customer support is very responsive and easy to work with. Highly recommend.
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5

out of 5

POSTED: | BY: Claudia von Fragstein

I loved how quickly they responded to…

I loved how quickly they responded to my inquiry. I was trying to upload my pups vet exam and just put it in regular doc. It was needed as exam prior to insuring. Spoke with rep and issue was resolved immediately. Initial exam was moved to proper file. :)
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5

out of 5

POSTED: | BY: Caroline

Agent was very efficient and easy .

Agent was very efficient and easy .
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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