Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jay

Love it- Room for Improvement

Love Embrace and recommend it to anyone with a fur baby- however as of late their turnaround time for reimbursement has been longer unfortunately. Only recent experience that has diminished a tad.
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5

out of 5

POSTED: | BY: Julie

Embrace makes it so easy to file a…

Embrace makes it so easy to file a claim. It takes just minutes and payment was quick as well.
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5

out of 5

POSTED: | BY: Pj Myers

Goodbye, Paikea

I only just signed up my two cats, one being freshly diagnosed with diabetes. Unfortunately, he passed away within a week of being insured. The agent on the phone was very empathetic and caring
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5

out of 5

POSTED: | BY: rmackenziepaes

I have been with this vet for over 30…

I have been with this vet for over 30 years he is very good with my dogs, the staff is always helpful and polite
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5

out of 5

POSTED: | BY: Roz-Storm

The professionalism throughout the…assistance provided. I was made aware of alternatives which allowed me to make a well informed decision.

The professionalism throughout the call was awesome, I received the information needed to upgrade my pets current account. She was very understanding and provided vital information needed to make a informed decision.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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