Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,007

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lawrence Studnicky

great customer service

I had a great customer service experience with a LIVE HUMAN BEING. She was very helpful and helped me beyond the limited purpose of my call
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5

out of 5

POSTED: | BY: Paul N

Easy to use

Easy to use. Platform / process for submitting claims is clean & efficient. Claims typically processed quickly and Explanation of Benefits is always clear. When we've had questions the support team has always been responsive and helpful.
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5

out of 5

POSTED: | BY: Mary

Very easy to submit a claim.

Very easy to submit a claim.
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5

out of 5

POSTED: | BY: Cara Larnkjaer gillespie

Every time I call and need help with…

Every time I call and need help with something or changing something everyone it is so kind understanding professional and very willing to help. Best pet insurance I've ever had
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5

out of 5

POSTED: | BY: Jace Stowe

I now have my 3rd German Shepherd with…

I now have my 3rd German Shepherd with Embrace. I only have it in place for major issues that may arise. These guys have been great with the claims I have filed. Highly recommend. This is the first review I have ever done for any company.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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