5
out of 5
POSTED: | BY: gary broughan
easy service
easy service
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jennifer D
Definitely reccomend.
I really appreciate Embrace. Submitting a claim is easy, and whenever I call, they are pleasant to interact with. Claim processing is usually quick, and I've never had an issue. The best part is that I know I can afford to take care of my cat with Embrace backing me.
5
out of 5
POSTED: | BY: Julie Hoops
We have been Embrace clients for over…
We have been Embrace clients for over 10 years. Every interaction with their team is handled in a professional, responsive, and respectful manner.
2
out of 5
POSTED: | BY: Todd Reamon
after a pretty long wait
after a pretty long wait - barely gave any reimbursement, even for an emergency visit - saying half should've been wellness (which i'm not covered for). so far this pet insurance seems like a raw deal, but I'll still give it a full year to see.
5
out of 5
POSTED: | BY: Margaret Klein
The user interface is really easy!
The user interface is really easy, I submitted my claim and had disposition within 24 hours.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.