Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Therese Masseo

Filing a claim was very convenient and…

Filing a claim was very convenient and easy. They paid in a timely manner.
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5

out of 5

POSTED: | BY: Vincent

Our experience has been: FANTASTIC

Our experience with Embrace Pet Insurance over the last 9 years has been FANTASTIC. Affordable, Great Customer Service, Easy Portal to Submit Claims and Fast Easy Reimbursement for Reimbursable Claims. It’s Always Nice to Know Our Beloved Male Rottweiler (Bane) Has Yhe Coverage He Deserves. Thank You Vincent
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5

out of 5

POSTED: | BY: Lisa W

Good, fair, and come through - we're sticking with them!

We've had Embrace for years and for several of our dogs, and they've been very good and fair. Recently, I had to work through a complicated issue, but then they came through in the end. We're sticking with them!
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5

out of 5

POSTED: | BY: Chuck Longserre

Fast forms and 24 hours turn…

Fast forms and 24 hours turn around…fair and fast coverage
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5

out of 5

POSTED: | BY: Kenneth Strocsher

Putting in a claim is simple and…

Putting in a claim is simple and response is very fast.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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