Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,988

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Felicitas Mosser

Amazing pet insurance

Amazing! Easy process of claims. Prompt notice of claim arrival and very quick process to receive funds. Easy to talk to staff, as well as professional. When issues/ questions arrive I receive responses quickly. I give embrace a 🌟🌟🌟🌟🌟!
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3

out of 5

POSTED: | BY: Samuel Romano

Deposit denial

I got no answer as to why my direct deposit was denied. Still waiting for it. I have 500 some dollars coming back to me. Need an answer. Thank you
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5

out of 5

POSTED: | BY: Jenny-May Olson

Embrace has been a literal lifesaver!

Embrace has been sooooo amazing for my Bella! The process is so quick and payment usually hits my account within 48 hrs from submission. Everyone I have spoken with has been absolutely wonderful, as well!
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5

out of 5

POSTED: | BY: Jamie Johnson

The process was super fast and easy

The process was super fast and easy; it only took me a couple minutes to load the vet bill and send it to claims. Outstanding!
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4

out of 5

POSTED: | BY: Shawn Malanowski

Easy process to file a claim

Easy process to file a claim
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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