Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John

As with almost every dealing I’ve had…

As with almost every dealing I’ve had with Embrace, my most recent experience was timely, professional and showed a real interest in my need and situation.
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4

out of 5

POSTED: | BY: Melanie Kotalac

website is user friendly

website is user friendly. reminders are sent to me that is helpful.
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2

out of 5

POSTED: | BY: Cindy a Richards

I’m not impressed with the coverage and…

I’m not impressed with the coverage and I will probably be looking to go with another company for coverage. Paying a monthly fee with limited benefit does not make sense to me.
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5

out of 5

POSTED: | BY: Joanne Sheffler

I can't say enough good things about Embrace

I can't say enough good things about Embrace. My Border collie Beamer had an unusally tough year. Lymes, surgery, physical therapy, tests, etcetcetc. He exceeded his limit in the first four months of his policy ---it was all clearly stated and agreed to, The claims were very quickly settled and the checks were received, Embrace eased the responsibility of caring for my dog. I am forever a loyal client!
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1

out of 5

POSTED: | BY: Evamaria Callejas

Terrible

Terrible! Our dog did not have a pre-existing connection i. His hindlimb he injured it while plying and thos company denied the claim. I suggest do your research and find a better company. We will likely be canceling this policy for something better
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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