5
out of 5
POSTED: | BY: Michele Moss
Excellent and speedy claim handling.
Excellent and speedy claim handling.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ana Y. Deleon
I've been using embrace for almost 2…
I've been using embrace for almost 2 years now, it was one of the best decisions I've made. I feel at ease with my little pet's health coverage and that's thanks to embrace who provides me with a sense of ease and security with regards to my pet's health. Not sure where to start; but from their responsive email service to supportive customer service call interaction, to their wide network of coverage bundled with quick reimbursement, my pet is in good hands. Lastly but not least, their app user interface is human friendly and I don't find much trouble navigation through it. I definitely recommend it.
3
out of 5
POSTED: | BY: Bonnie Levine
Cost too high
Claim reimbursement good
Cost of insurance outrageously high
Had to change to lower price company
1
out of 5
POSTED: | BY: Samantha Rowe-Tillinghast
Great experience until you more than…
Great experience until you more than tripled my premium.
5
out of 5
POSTED: | BY: Russell Thomas
So far I have had excellent service
So far I have had excellent service. I have only made 1 monthly payment and have collected 3 times more than I have paid. I highly recommend Embrace Pet Insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.