Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,991

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth Missakian

The app is terrific!

I thought using the app to submit a claim and keeping track of the claim was a really efficient and easy way to stay updated on the status of the claim I submitted.
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5

out of 5

POSTED: | BY: Kathleen Boyle

Easy and Fast

Filing a claim is so easy and I received such quick response. Explanation of what is covered and what is not covered is very clear.
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5

out of 5

POSTED: | BY: Carlos Maldonado

I am very pleased with the service I received from Embrace on my claims. They were very efficient with the approval and reimbursement on all my claims.

I am very pleased with the service from
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5

out of 5

POSTED: | BY: Cheryl

Peace of Mind with Embrace Pet Insurance

I have been using Embrace Pet Insurance for all my pets for the last 10 years and have been very happy with their service. They always review claims and pay promptly. It gives me peace of mind knowing that if my pets need care, that I have Embrace Pet Insurance.
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5

out of 5

POSTED: | BY: Jawaun Downs

Fair &Decent Pricing

I was looking to cancel my policy all together & the customer service rep that I spoke with offered me a solution & shared with me decent priced viable solutions that made sense to me. It wasn't an overbearing conversation & I really appreciated her tone and professionalism. Usually when you want to cancel something, the rep can be overbearing or threatening in some type of manner. This was NOT my experience & I appreciate how my rep handled our conversation all while saving me money.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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