Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,852

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rene Meyers

When I had questions

When I had questions, representative answered all my questions, and I received my reimbursement in a timely fashion with a great explanation of what was paid.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Akram Shafik

Quick response and professional…

Quick response and professional assistance!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Claire Horn

Helpful staff on phone

Helpful person answered the phone and took my call quikly enough that i got the information i needed.
Read more on Trustpilot
3

out of 5

POSTED: | BY: Caro

Fine until they increased my bill by over $100/month

I've had Embrace for several years with two dogs and up until now I recommended it to other people. I find it easy to submit claims online and they approve/pay pretty quickly. It was fine until this year when they increased my bill by over $100/month. I expected a small increase like every year but this is astonishing.
Read more on Trustpilot
1

out of 5

POSTED: | BY: Silvia Herrera

Poor service from adjusters

Adjusters never return your calls or messages. You can call a million times and you will never get a response from them. Customer service will try and help as much as possible but the adjusters need customer service training.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review