5
out of 5
POSTED: | BY: Veronica
Empathetic staff
Staff member seemed empathetic and genuinely concerned for my dog who got hit by a car that morning.
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4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shannon N
Embrace has been great for my pets
Embrace has been great for my pets; the app and submitting claims is simple. I receive timely notifications of claims being reviewed and completed. I love that it is customizable to deductible, max OOP expenses and the refundable amount. I feel the cost for our 3 cats is reasonable compared to other pet insurances where you are unable to customize anything for your pets’ wellbeing.
5
out of 5
POSTED: | BY: diego torres
Peace of mind
Celina, our newest addition to the family, a 4.5 month old puppy, was attacked by a larger dog, left with severe lacerations, requiring sutures and stitches along with a laundry list of items on the vet bil. Our older dog has a different pet insurance but we wanted to try out Embrace after hearing/reading positive reviews and doing some research. I was impressed with the turn around of our claim most of all and the level of coverage. The monthly cost for the peace of mind is well worth it. Thank you for coming through during such a stressful and horrible time.
5
out of 5
POSTED: | BY: Lynn Haugen
Efficient and user friendly
Embrace has made the claims process for our Gus so user friendly and efficient. He has had a variety of issues these last few months and we are still trying to get his IBD under control. Thank you Embrace for being there to help us through this process!
1
out of 5
POSTED: | BY: Marigail Cooper
BAD BAD INSURANCE COMPANY
BAD BAD INSURANCE COMPANY. DON'T USE THEM THEY LIE AND HOLD CLAIMS HOSTAGE. AFTER YOU PAY THEM FOR A WHILE THEY SEND YOU A LONG LIST OF WHAT THEY WON'T COVER FOR A YEAR WHICH IS BS. I'VE REPORTED THEM TO THEIR STATE ATTORNEY GENERAL'S OFFICE.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.