ASPCA | Pet Insurance Review

Completely satisfied with the quality of coverage, ease of claim submission, and no-nonsense timely processing of all claims. Customer service is friendly and helpful if you ever have a question. I wish my human health insurance was this simple and straight-forward!

Claims are easy to file, and the responses are timely

I shopped 5 different pet insurances before I went with ASPCA. They had the best value for the coverage. It's not the cheapest, but that is because I needed more coverage for my senior cat. The claims are easy to file if you have an electronic receipt from your vet and they pay back claims with direct deposits or check. Super easy and efficient. Too bad human health insurance isn't this easy.

We adopted Shaggy from the shelter when he was approximately 1 year old. My husband and I did not want to make decisions about whatever health issues he may develop over time based solely on finances. After researching several different companies we chose ASPCA coverage for Accidents and Illnesses. At that time he was perfectly healthy. At the age of 2, Shaggy had something caught in his esophagus. While treating him multiple x-rays were taken which included pictures of his heart. His heart was of normal size and with treatment 24 hours later he was much better. A year later during a regular check-up our vet discovered his heart was enlarged and he was diagnosed with DCM (Dilated Cardiomyophathy). He is on medication and will be 4 years old the end of February. I submit my claims online and within a matter of days the claim has been processed. We are so thankful that we decided to purchase ASPCA insurance for Shaggy when he was new to our family. We had no idea his health would be a problem so early in his life. Pet insurance companies do not cover pre-existing conditions so again, we are very thankful we purchased insurance when we did. After meeting our $500 deductible, 90% of our expenses are covered. We highly recommend ASPCA Insurance.

I have been looking for a pet insurance for so long and I finally decided to go with ASPCA. I did tons of research and they are the only insurance that cover dental with deductible not condition based. I had no issues with my claims and the customer services was excellent. Highly recommended!