5
out of 5
POSTED: | BY: Maxx Ryan
Top notch well rounded plans and service
Top notch well rounded plans and service
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Taylor W.
Fast service and peace of mind
I'm a relatively new customer of ASPCA insurance for my dog, Bear, and I can't say enough good things about my experience so far. Bear recently had a major health scare that resulting in multiple rounds of blood work, urinalysis, ultrasounds - the works. It's stressful enough to have a sick pup but I was also stressed about the cost - we worked up a $1500 bill within a few short weeks. I submitted my bills to the claim center online and had a response complete with explanation of benefits and direct deposit for my reimbursement within 2 weeks of each submission which is AMAZING. I expected to wait way longer.
Overall, I'm extremely happy with the service so far. It's invaluable to have peace of mind when you and your pet are going through an already challenging time.
5
out of 5
POSTED: | BY: Octavia Hall
A Happy Customer 😊
I’m please with the excellent customer service and timely responses.
5
out of 5
POSTED: | BY: Fussy shopper/pet mom
ASPCA has been wonderful and responsive…
ASPCA has been wonderful and responsive to our needs and processes our claims efficiently. Any time I have to call everyone is very friendly courteous and helpful. Great quality coverage and excellent client service- highly recommend
5
out of 5
POSTED: | BY: Susan Orlando
Easy claim submissions and fast…
Easy claim submissions and fast determinations!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.