5
out of 5
POSTED: | BY: MaryLou Burch
Very pleased
Very pleased that I purchased the health insurance,
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4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Brenda Mortimer
ACL Surgery
Our Saint Bernard needed major ACL surgery and follow-up therapy. This was quite expensive and we were very glad we'd gotten ASPCA pet health insurance for her last year. We also have coverage for our other dog now - hopefully we won't need it but it's a blessing if/when we do.
5
out of 5
POSTED: | BY: Anne Whelan
All pet owners need ASPCA Pet Insurance!
Great customer service, easy claim submittal, they do exactly what you pay for and they care about your pet! An absolute blessing.
5
out of 5
POSTED: | BY: Adrianna Carrasco
Super easy and when I called to talk…
Super easy and when I called to talk through coverage and when I would get my reimbursement the individual was super nice. The app is the easiest to use!
5
out of 5
POSTED: | BY: Ellen Williams
I am very pleased with the…
I am very pleased with the reimbursements I have received. I do wih you covered dental cleaning etc.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.