ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly Westergren

Fast turnaround for reimbursements

Fast turnaround for reimbursements
5

out of 5

POSTED: | BY: Romario Romain

quick and easy claim process

quick and easy claim process. They state clearly when signing up exactly what is covered and stays true to that.
5

out of 5

POSTED: | BY: Jennifer Stewart

Quick service and hassle free

Quick service and hassle free
5

out of 5

POSTED: | BY: Kevin Maher

We have been very pleased with ASPCA…

We have been very pleased with ASPCA pet insurance. It gives us piece of mind that Molly can get the best care when she is sick and most cost are covered with the insurance plan we chose. Molly is part of our family and give so much love so we always want to make sure she is healthy. ASPCA Insurance helps with the cost when she is not feeling her best to get the treatment she needs and help elevate the cost.
5

out of 5

POSTED: | BY: Brandi George

Fast turnaround and no hassle

Fast turnaround and no hassle! Exactly what I was looking for.. Especially owning an English bulldog!

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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