ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,065

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alice Chen

ASPCA Insurance has saved me so much money and so necessary when you have a pet with so many health issues.

So happy I got insured with ASPCA! Oreo got access to so many different treatments for his GI issues that he would’ve never been able to if I wasn’t insured with ASPCA. I was a little thrown off with the premium increase once he hit 3 years old. It wasn’t a huge increase but would’ve appreciated the more transparent pricing structure at the beginning if possible.
5

out of 5

POSTED: | BY: Melanie Schafer

Loretta was awesome

I called to check on EOBs for a claim. I spoke with Loretta, who first asked about the well-being of my pets. That is the way to start the conversation! Then, she was extremely kind and helpful. She gave me information beyond what I was looking for. She chatted with me about my pets, and her pets. She did not, at any time, try to rush me off the phone. She acted like talking to me was the best thing in the world. I really enjoyed her.
5

out of 5

POSTED: | BY: Anne Marie

ASPCA insurance is the best!

I cannot say enough good things about ASPCA insurance. My little Bella Marie has had a number of visits to the vet,and is doing well. The office submits the claims and I receive an email confirming receipt of claim and also when claim processed. I have even received calls checking on how my baby is doing following her treatment. 😊 Everyone I have spoken with has been very caring and helpful, and claims processed seemlessly. I highly recommend ASPCA insurance!
1

out of 5

POSTED: | BY: amira simmons

HORRIBLE EXPERIENCE

HORRIBLE EXPERIENCE I REGRET EVERY PENNY I PAID WITH THIS COMPANY. MY RECOMMENDATION IS TO NEVER CONSIDER THIS Insurance COMPANY THEY DONT RETURN YOUR REFUND AND FIND OUT WAYS TO NOT PAY YOU..THEY DONT COVER DEWORMING NOR FLEE . THEY REFUSED TO REFUND ME CAUSE I HAD MY DOG GOES TO THE VET FOR A CHECK UP ON THE 14TH DAY ...SEIRA.W WHO IS THE SUPERVISOR IS VERY DISRESPECTFUL SHE CUT ME OFF..PUT ME ON HOLD FOR OVER 30 MIN THEN HUNG UP WHEN I CALLED BACK SHE REFUSED TO TALK TO ME HERE IS AN EXAMPLE OF THEIR FRAUD..READ IT AND WILL SEE THAT THEY ARE RIPPING OFF THEIR CLIENTS. Accident and Illness Illness 11/18/2019 Cerenia Injection $47.66 $0.00 51 Accident and Illness Illness 11/18/2019 Cefpodoxime Proxetil 100 mg $12.75 $0.00 51 Accident and Illness Illness 11/18/2019 Fecal Test $64.50 $0.00 51 Accident and Illness Illness 11/18/2019 Medicated Shampoo (prescription) $15.69 $0.00 51 Wellness Wellness 11/18/2019 Heartworm/Flea Medications $26.25 $0.00 1 Accident and Illness Illness 11/18/2019 Parvo Test $58.00 $0.00 51 Accident and Illness Illness 11/18/2019 Examination $25.00 $0.00 51 Accident and Illness Illness 11/18/2019 Tax/Medical waste $1.37 $0.00 51,50 Total $251.22 $0.00 Plan Deductible $0.00 Subtotal $0.00 Percent Covered by Insurance 90.00% Amount Paid by Insurance $0.00
5

out of 5

POSTED: | BY: Mary McManawayASPCA

Best thing I ever did for my pet

ASPCA is the best, no hassle insurance for your pet. Well worth the money. Representatives are always there to answer questions always friendly and helpful and you file your claims add the proper paperwork and the reimbursement is deposited right into your checking account.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

Get a quote today

Leave a review