5
out of 5
POSTED: | BY: Phuong Nguyen
Easy and very helpful when call and…
Easy and very helpful when call and haven’t have a problem with claim yet
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Craig Pohl
Amazing Service and Coverage...Easy to file claim...Quick Response ...and Customer Service A+
Would Recommend that You Get ASPCA Insurance for your beloved pet.
5
out of 5
POSTED: | BY: J Bingaman
Super quick and easy
Super quick and easy, it didn’t matter that both my cats charges were on one receipt which was incredibly helpful. So glad I have pet insurance from ASPCA!!
5
out of 5
POSTED: | BY: Elisabetta Bilardi
It’s a very great insurance
It’s a very great insurance. They are always there for you. The app works perfectly and they always answer the email in a very reasonable period of time. I wish I signed up with them long time ago.
5
out of 5
POSTED: | BY: William Dalton
Insurance coverage
We've had the insurance on our 3 cats for almost a year, & have had a few serious sicknesses.
This company has been great, covered what needed to be without any problems or issues.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.