5
out of 5
POSTED: | BY: Derrick Bell
Great service
Great service
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jerry McWilliams
the best. for the best
We have had excellent experiences with ASPCA PET HEALTH INSURANCE. Explanations and fees are carefully presented. We, consequently, are never in the dark. We feel we have the best for the best, little Hermione. Not a single quibble.
We have always had excellent experiences with ASPCA HEALTH INSURANCE. Explanations and fees are carefully presented nad we are satisfies
lth
5
out of 5
POSTED: | BY: Mike Bizal
I have never had pet insurance and I…
I have never had pet insurance and I have to say it is paying off, I have submitted 2 claims and it was quick and simple. Thank you!
5
out of 5
POSTED: | BY: A. Lewis
My experience with ASPCA was excellent.
My experience with ASPCA was excellent.
The claims process was simple, easy and efficient. They were great at responding and consistent with paying claims. The EOB was easy to understand. If they required additional information or if you have an appeal they process within a timely manner and communicate with you throughout the time.
I was able to provide my sweet baby, Silo, the best care until the end when she unfortunately gave up her fight with cancer, but because of ASPCA I had more time with her and she lived a more comfortable life than without the care... that is priceless. I would sign up again in a heartbeat and would recommend getting more coverage than you think! It is a blessing when in fact you have an unexpected health issue. I highly recommend ASPCA insurance to anyone on the fence like I was originally, it is totally worth it and the investment as your pet is part of your family and they deserve the best!
5
out of 5
POSTED: | BY: Jeff Cravens
Easiest pet insurance carrier.
The submission process through the App is so easy and convenient! Also the reimbursement time is really fast!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.