1
out of 5
POSTED: | BY: Jazzmine Meadow
Your CSR Dept is never open and I'm on…
Your CSR Dept is never open and I'm on hold for over 45 min
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Heather Berger
We just receievd the plan for our ne…
We just receievd the plan for our ne puppy but have yet to use it at all. Ask me again after I have used it
1
out of 5
POSTED: | BY: Holly
Very difficult to upload docs and no…
Very difficult to upload docs and no wellness visit page for information sharing.
5
out of 5
POSTED: | BY: Helen Dahlberg
I am having trouble finding the…
I am having trouble finding the information about the insurance policies on our 2 cats.
2
out of 5
POSTED: | BY: John Alfieri
Was good at first but...............
Was good at first but very displeased with the high increases and they just tried to get out of paying $68 for a claim { Anesthesia }which was needed for the procedure. If I had not said something of course they would not have paid. Their rep agreed that it was a mistake. After 1 1/2 months of submitting my appeal, not one single word or response to emails. This is terrible service.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.