5
out of 5
POSTED: | BY: Carlton Little
I'm new but so far the customer service…
I'm new but so far the customer service has been great
Read more on Trustpilot
4.5
out of 5
Number of reviews 12,065
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amarilys Oviedo
Amazing insurance
Amazing insurance and clear communication and information. Very happy I choose ASPCA insurance for my puppy.
4
out of 5
POSTED: | BY: TS
Great insurance for my dog
Overall Very happy easy to submit the invoices online with my phone through the app.but my only complain is that it takes a little longer time to get the invoices reviewed & get the reimbursement but its faster than before for sure.
I do recommend this insurance to everyone.
5
out of 5
POSTED: | BY: Sandy
Great pet insurance company
I've had ASPCA pet health insurance for both my dog and cat for several years. Customer representatives are caring, compassionate and understanding. I even got a Welcome card from the representative that I spoke to initially with a handwritten, heartfelt message! Very reasonable rates and claims are reimbursed in a timely manner. I've always been reimbursed the full amount of the bill minus 10% since that's the plan option that I chose. Highly recommended.
5
out of 5
POSTED: | BY: Barbara Mirlenbrink-Beaver
I called to speak to someone to see if…
I called to speak to someone to see if Registered correctly since I had TEN cats/kittens to register.
She was extremely helpful and patient with my questions .
Thank you!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.