ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 12,064

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jacey Avery

Love this vet!

Mariah was great and my dog loves her. I am going to continue to bring her back.
2

out of 5

POSTED: | BY: Kathy

Takes too long to process claims

Takes too long to process claims
1

out of 5

POSTED: | BY: MANUELA BARBER

i Pay 80 something per month for each…

i Pay 80 something per month for each Dog. I submitted a claim on the 17th and not a word. So much for " Claim in minutes" I contacted customer service via the e mail posted on this page but nobody returns my e-mail. I will call my bank later, blocking future Withdrawal, Lord knows they are quick to take my money, cancel and find new insurance. I feel scammed. Never will I donate to this organization again.
5

out of 5

POSTED: | BY: Nancy Carrillo

I haven’t get the first app for luna

I haven’t get the first app for luna And I don’t know where to go , or what card I need for her app?
5

out of 5

POSTED: | BY: Mark

It seems to have what we need at the…

It seems to have what we need at the price we can afford.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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