5
out of 5
POSTED: | BY: KAREN KEEBLER
Questions were responded to quickly
Questions were responded to quickly. The process was easy to join, etc.
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4.5
out of 5
Number of reviews 12,064
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Waterwise Design
When You Need It...The Insurance Is Not There
We have been paying for over 10 years for our 3 pets. Our cat after 10 years with no previous claims got sick. After a 500 deductible and 70% reimbursement, this insurance only paid a fraction of the bill due to "reasonable fees" paid to the vet. My dog is now over 10 year and after zero use of this insurance my rates have now doubled. When I need to insurance most I can't afford $75 a month for my dog.
5
out of 5
POSTED: | BY: Terry Weber
Justin was excellent to work with
Justin was excellent to work with, he understood my request and quickly made my request happen. Thank you Justin 😊
1
out of 5
POSTED: | BY: Tammy Hendricks
Don’t recommend this insurance!!
I’ve had insurance with them for years, my cats tooth recently broke he was drooling and scratching at his face. Rushed him to emergency vet, then got in to his vet a couple days later for surgery to remove tooth! ASPCA INSURANCE REFUSED TO REINBURSE MORE THEN 100.00 out of about 1700.00! Went to better business bureau, and aspca insurance stated that records didn’t state a broken tooth! I now have the records that show a broken tooth!!!
5
out of 5
POSTED: | BY: Patty Vansloten
Having the insurance is a very simple…
Having the insurance is a very simple and easy experience. I just uploaded my vet bills and received an email and once I paid the deductible I received check in the mail within 5 days. I will always have insurance on my pet.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.