4
out of 5
POSTED: | BY: Nadine
Having pet insurance gives me peice of mind
I am very happy with ASPCA pet insurance. It gives me peice of mind knowing my pets can get the best of care without costing me a fortune.
4.7
out of 5
Number of reviews 11,517
Updated: May 29, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Jacque Barnett
Thanks ASPCA
My Yorkie "Tibeau" is my baby and I was heartbroken when the Vet told me that she has arthritis in her knee. It was so sad to see her limping and being in pain. He prescribed Rimadyl (which is pretty spendy) for and it really worked to make her more comfortable and she soon was back to herself, running and playing like she could not do before. I was so thankful that ASPCA Pet Insurance approved and is paying for her continuing care for the Rimadyl. It makes for peace of mind for me that ASPCA makes it easier for me to pay the bills!!
4
out of 5
POSTED: | BY: Chrissy
I am grateful for this insurance.
Having this insurance is affordable. Submitting claims is fast & easy & the customer service people are always friendly & there when I have questions.
5
out of 5
POSTED: | BY: Jeff Chuska
Getting Petshealth was a great move.
We got our Shepherd/Elkhound mix from a shelter when she was three months old. She had so many problems by the time she was nine months old that we thought we'd have to give her away. Then we did two smart things. We got Petshealth insurance, and we go a new vet. We purchased a medium-range policy which has been affordable for nine years now and exceptionally helpful. Petshealth has chipped in on annuals, a venomous snake bite, ringworm, a dog bite, roundworm, and tumors which put us through a cancer-scare.Petshealth's premiums and reimbursements have always been reasonable. They have always been fair and have always treated us with respect. We have upgraded our policy with a "continuing care" option which, I believe - check me on this - crosses over from one policy period to another. I would purchase a Petshealth policy again and I recommend it to anyone looking for pet insurance.
5
out of 5
POSTED: | BY: Tracy Scarazzini
A Great Help
My dog Joey was sick, I brought him to the emergency care center & they kept him overnight. I was not sure if the insurance would cover the claim since it was so new & I never used any type of insurance before. About a month later we recived a check & were so grateful that ASPCA helped with this expense. Every employee was very curtios & pleasant. Thank you again
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.