4
out of 5
POSTED: | BY: c
Cat with dental problem
I was happy to get back $600+
4.5
out of 5
Number of reviews 12,057
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andrew Scott
The Best!
I have ASPCA insurance for both of my Labrador Retrievers. Unfortunately, I have had to use the insurance for both animals for surgery and emergency care. ASPCA insurance has been phenomenal in all aspects including coverage, customer service and prompt payment. I would not recommend any other insurance carrier. Overall comment: simply the best!
5
out of 5
POSTED: | BY: Donald Graziano
Review of ASPCA Insurance
I am not sure how long I have had this insurance but it has been since we got Bella. The policy has always been fair, always notified us of any changes, increases in premiums and it has been fair in payouts for claims. I am happy with this policy and intend to keep it. It has been especially gracious in payments during the current Cushions disease that Bella has had since Oct 2015 and I do appreciate that.
4
out of 5
POSTED: | BY: M&K
Great company to work with!
ASPCA Pet Insurance has been great and we really appreciate their quick responses!! Customer service has been wonderful - our favorite part is they ask about our fur-baby every time we call. The only drawback we have it the reimbursement amount is only 90%, and lots of our claims have not been fully reimbursed at the 90% due to various rules and regulations they have. It has really helped to get part of our money back but it would be great to get more since our monthly premium is pretty high. They are much better than a lot of other pet insurance companies though!
5
out of 5
POSTED: | BY: Mary S.
Outstanding Member Support
From the moment I filed my claim through completion and payment, ASPCA has been connected and engaged. The level of concern for my sweet girl and me is beyond compare. I'm grateful for the continuing concern shown to me for my girl.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.